WAHYU, Azkanul; RAMDHANI, Muhammad Dhafin Qinthar. Enhancing Risk Management Strategies: GAM Analysis of Health Insurance Claim Determinants. Operations Research: International Conference Series, [S. l.], v. 5, n. 1, p. 20–26, 2024. DOI: 10.47194/orics.v5i1.277. Disponível em: https://www.iorajournal.org/index.php/Orics/article/view/277. Acesso em: 14 jan. 2026.